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Here are some of the most common questions that we hear:

Q: How long is the loan?

A: We do loans to your payday or up to 14 days. If you get paid once a month we will loan to your payday.

Q: What do I need to get a Loan?

A: ID, Blank Check and if you have a current paystub, phone bill or bank statement it does help move the verification process along and could qualify you for a larger loan.

Q:  If I work for a temp service can I still get a loan?

A: No, you have to be employed full time, permanent for at least 3 months. We do make exceptions but it has to be approved by a DM.

Q: If I have 2 part time jobs does that qualify me for a loan?

A: No, you have to be employed full time permanent, but with managers approval you could possibly qualify for a loan.

Q: I get social security for my kids or child support for my kids, does this qualify me for a loan?

A: No, that is not your income it is your child’s income so we ar

e not able to use it.

Q: If I have out a loan can I take out another one if I need more money?

A: No, you can only have out one loan at a time. You would have to pay off the 1st loan , then if you qualify you can take out another loan.

Q: Is there a penalty for paying the loan off early?

A: No there is not a penalty but you will save interest when you pay off early.

Q: Is there a penalty for letting the check go to the bank instead of picking it up?

A: No, there is not penalty but if you pick up your check on or before your due date, there is no waiting time to do another loan. You can re-loan the same day.

Q: Is there a limit to how many loans I can take out in a year?

A: No, there is no limit to how many loans you can take out.

Q: If I have a loan out at your sister store am I still allowed to have a loan with you?

A: As long as we do not know about the other loan and you do not have a debt with our sister store you can have a loan out with us.

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Loans marketed through nationalcheckcashers.com are arranged by Preferred Loans, LLC, a licensed Credit Services Organization CS.900212.000, with OHSCO d/b/a Buckeye Loan Company), an unaffiliated third party lender.

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Assumes a 30 day term. Loans marketed through national check cashers.com are arranged by Preferred Loans, LLC DBA TL MAX, a licensed Credit Services Organization, with OHSCO d/b/a Buckeye Loan Company, an unaffiliated third party lender, and subject to their approval. Examples provided are typical loans offered to qualified applicants. Fees include OHSCO d/b/a Buckeye Loan Company charges and Preferred Loans, LLC credit access fee. Other loan amounts and terms may be available and vary from National Check Cashers Locations.

Check Cashing License No.
C. C. 700086.000
Loan License
S.M.501588.000